Do you know the sequence of steps to file a workers’ comp claim?
You may be a construction worker injured in a fall from a ladder or an administrative assistant with suspected carpal tunnel syndrome.
Since these and many other injuries and conditions are work-related, seeking workers’ compensation benefits is in order. Do you know the steps to take in filing a claim?
Seeking medical attention
Before filing a claim for workers’ compensation benefits, you must see a doctor about your injury and receive treatment. Even if you feel a visit to a doctor is not necessary, you will likely have to seek medical attention as a prerequisite to filing your claim.
Informing your employer
In the state of South Carolina, you have three days to inform your employer about your injury, so let your supervisor know as soon as possible. Although you should relate this information verbally, it is also a good idea to provide notification in writing for the record.
Completing the claim form
Your employer should be able to give you the workers’ compensation claim form to complete. The information for you to provide includes:
- Description of the injury and the area of the body affected
- The location, date and time of the injury
- How the injury occurred
- Other parties involved in the incident
- Medical treatment you received
Keeping a record
Maintain a record of your medical treatment, your recovery progress and how the injury affects your daily activities. Keep your receipts for any out-of-pocket medical expenses including prescriptions. If there are complications regarding the claim process or if you feel unsure about the outcome, you may wish to seek legal guidance before submitting the claim.